How Long Can I Borrow Money Free? (Where The Money Is, Vol. 6)
The Best Card Is the One Buying You Time
Two owners get approved for the same card on the same day.
The first one reads the rewards page. Cash back, points, a signup bonus.
Good card, he decides.
The second one reads one line further down and finds something the first
one never looked for.
A date.
For a fixed stretch of months, this card charges no interest at all.
After that date, it charges plenty. Same card, same approval — one of
them knows how long the money is free and the other one doesn't.
Here's what almost nobody tells you: that free stretch is the product.
The rewards are decoration.
Rewards hand you back a small slice of money you already spent. A free
window hands you money you don't have yet, and lets you use it before
you've earned it. That's not a discount. That's funding.
WHAT'S IN THIS VOLUME
Why time beats points, every time
The free days sitting inside every card you own
How long your window runs, and who offers the longest
Whether the interest is waived or waiting
What happens the day the window shuts
How to line up more than one
What to do first, starting this week
By the end you'll be able to look at any card offer and know exactly how
many days of free money it holds. Most people never look for the date.
WHAT YOU GET
Volume 6, delivered the moment you pay
EPUB and PDF — reads on a phone, a tablet, an e-reader or a computer
Yours to keep. No subscription, nothing renews
VOLUME 6 OF TEN
One of ten short books on how business funding actually works. The
complete set answers all ten questions, start to finish.
JEFF KEMMER
Forty years of buying and running businesses. These are the parts of
the process most owners only find out about after it has cost them
something.
These are books. They do not offer credit and are not affiliated with
any lender.