{"product_id":"can-i-borrow-without-hurting-personal-credit","title":"Can I Borrow Without Hurting Personal Credit? (Where The Money Is, Vol. 5)","description":"\u003ch3\u003e\u003cstrong\u003eThe 2 Words Banks Use That Don't Mean the Same Thing\u003c\/strong\u003e\u003c\/h3\u003e\n\u003cp\u003eTwo owners each owe seventeen thousand dollars on business cards.\u003c\/p\u003e\n\u003cp\u003eOne of them just got turned down for a car loan and can't work out why.\u003cbr\u003eThe other's personal report is blank on the subject. No balance listed.\u003cbr\u003eNo account listed.\u003c\/p\u003e\n\u003cp\u003eSame amount. Same month. Same kind of business.\u003c\/p\u003e\n\u003cp\u003eOne of them picked a different card.\u003c\/p\u003e\n\u003cp\u003eThat's what this book is about — but there's something underneath it\u003cbr\u003ethat matters more, and almost nobody separates it. Two words get treated\u003cbr\u003eas if they mean the same thing. They don't.\u003c\/p\u003e\n\u003cp\u003eUnsecured means they can't take anything from you. No deposit, no\u003cbr\u003eproperty, nothing to repossess.\u003c\/p\u003e\n\u003cp\u003ePersonally guaranteed means you promised to pay it back yourself if the\u003cbr\u003ebusiness can't.\u003c\/p\u003e\n\u003cp\u003eAlmost every business card is both at once. Nothing to seize, and your\u003cbr\u003esignature on the line anyway. People borrow for decades without ever\u003cbr\u003elearning the difference.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWHAT'S IN THIS VOLUME\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eWhose name is really on that debt\u003cbr\u003eWhat a big balance does to you, if it shows\u003cbr\u003eWhether a card reports every month or only when something breaks\u003cbr\u003eWhich cards stay off your personal report, and who issues them\u003cbr\u003eWhat to do if you don't qualify for either kind yet\u003cbr\u003eHow to check any card before you apply\u003cbr\u003eWhat you're still on the hook for either way\u003c\/p\u003e\n\u003cp\u003eBy the end you'll be able to tell, before applying, whether a card lands\u003cbr\u003eon your own credit file or stays off it. Most people find out afterward.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWHAT YOU GET\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eVolume 5, delivered the moment you pay\u003cbr\u003eEPUB and PDF — reads on a phone, a tablet, an e-reader or a computer\u003cbr\u003eYours to keep. No subscription, nothing renews\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eVOLUME 5 OF TEN\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eOne of ten short books on how business funding actually works. The\u003cbr\u003ecomplete set answers all ten questions, start to finish.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eJEFF KEMMER\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eForty years of buying and running businesses. These are the parts of\u003cbr\u003ethe process most owners only find out about after it has cost them\u003cbr\u003esomething.\u003c\/p\u003e\n\u003cp\u003eThese are books. They do not offer credit and are not affiliated with\u003cbr\u003eany lender.\u003c\/p\u003e","brand":"Where The Money Is?","offers":[{"title":"Default Title","offer_id":46471992934470,"sku":null,"price":7.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0751\/9577\/7094\/files\/Cover-Volume5.png?v=1788161749","url":"https:\/\/operatorspath.com\/products\/can-i-borrow-without-hurting-personal-credit","provider":"Where The Money Is?","version":"1.0","type":"link"}